Manatal Multi-Purpose Cooperative

All Products and Services

Deposit Products

Education Savings

Interest Rate : 1.00% Per Annum

Minimum Deposit : P500.00

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Education Savings

Type of deposit specifically designs for educational purposes such as graduation and enrollment.
Minimum of P500.00 to open an account.
With separate passbook upon opening of account.
Minimum maintaining balance is P500.00.
Quarterly interest computation based on the average daily balance.
Withdrawal is allowed only for educational purpose.
Shall only be withdraw one (1) month before the enrollment (May or September) or graduation (March).
Not subject to withholding tax.

Health Savings

Interest Rate : 1.00% Per Annum

Minimum Deposit : P500.00

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Health Savings

This savings account was intended to help members save for their medical needs.
Minimum of P500.00 to open an account
Passbook shall be issued upon opening this savings account.
Minimum maintaining balance is P500.00.
Quarterly interest computation based on the average daily balance.
Withdrawal is allowed only for hospitalization and medical purposes.
Medical Certificate or Doctor’s prescription or any valid proof of medical related needs has to be presented upon withdrawal.

Holiday Savings

Interest Rate : 1.00% Per Annum

Minimum Deposit : P500.00

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Holiday Savings

Types of deposit specifically design for holiday purposes.
Minimum of P500.00 to open an account.
With separate passbook upon opening of account.
Minimum maintaining balance is P500.00.
Quarterly interest computation based on the average daily balance.
Withdrawal is allowed only one (1) month before the declared date of the chosen holiday.

Kiddie Savings

Interest Rate : 0.50% Per Annum

Minimum Deposit : P500.00

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Kiddie Savings

For members with children ages 12 years old and below can open this account.
This account is designed to encourage savings consciousness at young age.
Minimum of P500.00 to open an account.
With separate passbook upon opening of account.
Minimum maintaining balance is P500.00.
Quarterly interest computation based on the average daily balance.
Withdrawal can be made anytime.
Not subject to withholding tax.

OFW Kaagapay Savings

Interest Rate : 3.50% Per Annum

Minimum Deposit : P500.00

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OFW Kaagapay Savings

This deposit product is offered specifically for Overseas Filipino Worker members.
Interest rate shall be at 3.5% per annum
Minimum of P500.00 to open an account. Maximum amount is at the discretion of the management.
Quarterly interest posting every end of March, June, September and December.
Remittance from abroad must be made through our partner banks only.
If there’s no remittance at least twice a year, the OFW Kaagapay Savings will be converted to a Regular Savings’s Deposit.
Passbook shall be issued.
Bank charges apply
Manatal Coop shall not charge any fee.

Pension Savings

Interest Rate : 3.50-4.00% Per Annum

Minimum Deposit : P100,000.00

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Pension Savings

All members are eligible to open an account preferably senior citizen.
A minimum deposit requirement is P100, 000.00 to open an account.
The interest rate on the 1st year is 3.50% , 2nd year is 3.625 %, 3rd year 3.75 %, 4th year 3.875 % and 5th year is 4.00 % p.a.
Multiple placements shall be allowed within the first year. Placements after 1st year shall be upon the discretion of the cooperative.
Pension interest shall be automatically credited to Savings Deposit of the account holder every 1st day of the month. The 1st month shall be computed prorated.
Aside from monthly Pension interest, HOSPITALIZATION REIMBURSEMENT BENEFIT shall be awarded. Hospitalization can be converted to DEATH BENEFITS in case the account holder dies.
Added benefit, all pensioners shall also be given 13th MONTH INCENTIVE to be given on or before December 15th of the year.(computation shall be prorated)
There will be a 2 years lock in period, and a 3rd year and 4th year member termination option. The 5th year shall be at the discretion of the management to terminate the account. Termination fee of 2.00 % if the member terminated the deposit in their 1st-2nd year and 1.00 % termination fee to the 5th year.
Each year up to fifth year, the pension amount and the hospitalization benefits are increasing. The 6th year onward rates shall be decided by the Board depending on the prevailing rates and inflation at that time.

Peso Grow Savings

Interest Rate : 4.00% Per Annum

Minimum Deposit : P5,000.00

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Peso Grow Savings

Interest rate shall be at 4 % per annum subject to quarterly interest posting every quarterly. Interest automatically rolls over as deposit.
3 years lock in period and 4th year member option
Redemption of deposit starts at the end of the 3 year term and ends at the 4th year.
The management shall automatically transfer the PGS to Regular Savings of the same account holder after its 4th year.
Single placement or multiple placements are accepted (counted as one)
Lock in period commences on the placement and ends at the 3rd anniversary year or the nearest end of quarter.
3rd year placements should not be more than the 1st year and 2nd year placements combined.
One account per member – minimum of P5, 000.00 to open an account. Maximum amount is at the discretion of the management.
Termination fee of 2.50 % if the member terminated the deposit.
Partial withdrawal fee of 2.50 % of the amount withdrawn if the member withdraws from the account.
30 days no fee change of mind option for the depositor- any interests incurred shall be voided.
4th year member option at the same rate with no termination fee or partial withdrawal fee. Placement of new deposits shall no longer be allowed.
Acceptance of total placements of more than P500, 000.00 shall be at the discretion of the management at a case to case basis.
Passbook shall be issued.

Regular Savings

Interest Rate : 0.50% Per Annum

Maintaining Balance : P1,000.00

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Regular Savings

Liquid savings account with no contracted maturity.
Minimum of P500.00 to open an account.
Maintaining balance is P1, 000.00.
If balance did not maintain the minimum balance the account will not receive interest.
Quarterly interest computation based on the average daily balance.
With separate passbook.
Withdrawal can be made anytime.
Not subject to withholding tax.

Smart Teens Savings

Interest Rate : 0.50% Per Annum

Minimum Deposit : P500.00

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Smart Teens Savings

For members with children ages 13 to 17 years old and below can open this account.
With Smart Teen, members can save money for their children’s dream vacation, dream computer, dream mobile devices, etc.
Minimum of P500.00 to open an account.
With separate passbook upon opening of account.
Minimum maintaining balance is P500.00.
Quarterly interest computation based on the average daily balance.
Withdrawal can be made anytime.
Not subject to withholding tax.

Special Savings

Interest Rate : 2.00-3.25% Per Annum

Minimum Deposit : P10,000.00

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Special Savings

Available in 4 years, 3 years, 2 years, 1.5 years, 1 year, 6 months, 90 days, 60 days and 30 days with corresponding interest.
Only P10,000.00 minimum deposit requirements.
Available with Certificate of Time Deposit.
Deposit can be used as loan collateral.
Pre-termination of the account shall mean the interest rate will be adjusted accordingly to the interest rate of regular savings deposit.
Not subject to withholding tax.

Loan Products

Agri-Business

Refers to loan intended for agricultural business engaged in Raising, production and trading operations of a farm (lives stock or crops production).

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Agri-Business Loan

Characteristics

Refers to loan intended for agricultural business engaged in
Raising, production and trading operations of a farm (lives stock or crops production)
Manufacturing and distribution of farm equipment and supplies, and the processing, storage, and distribution of farm commodities.
Palay trading and other crop trading.
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirements

General Documents Needed:
TIN ID/Number
Requirements vary depending on the offered collateral

For Land Title as Collateral

Original Owner’s Copy of Transfer Certificate of Title (TCT)/Original Certificate of Title (OCT)
Tax Declaration of Land for the current year (certified true copy)
Tax Declaration of Building, if with improvement(s) for the current year (certified true copy).
Tax Clearance of Land for the current year
Tax Clearance of Building, if with improvement(s) for the current year issued
Real Estate Tax Receipt/Official Receipt of Real Property Tax Land & Building (if with improvement)/Amilyar for the current year
Lot/Subdivision Plan, approved plan if available
Cancellation/Release of Mortgage (if secured by other financial institution)

For OR/CR (Chattel) as Collateral

Original copy of Certificate of Registration of unit (CR)
Updated Original Receipt (OR)
Cancellation/Release of Mortgage (if secured/encumbered by other financial institution)

For Fixed Deposits as Collateral:

Up to 95% of total amount of fixed deposit of the member (Share Capital, Time Deposits/Special Deposit, Solidarity, Peso Grow, Holiday Savings etc.)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

Agricultural

Refers to loan intended for any agricultural production purposes such as rice, vegetable, mango and other types of crop.

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Agricultural Loan

Characteristics

Refers to loan intended for any agricultural production purposes such as
Rice
Vegetable
Mango
Other types of crop.
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirements

General Documents Needed:
TIN ID/Number
Requirements vary depending on the offered collateral

For Land Title as Collateral

Original Owner’s Copy of Transfer Certificate of Title (TCT)/Original Certificate of Title (OCT)
Tax Declaration of Land for the current year (certified true copy)
Tax Declaration of Building, if with improvement(s) for the current year (certified true copy).
Tax Clearance of Land for the current year
Tax Clearance of Building, if with improvement(s) for the current year issued
Real Estate Tax Receipt/Official Receipt of Real Property Tax Land & Building (if with improvement)/Amilyar for the current year
Lot/Subdivision Plan, approved plan if available
Cancellation/Release of Mortgage (if secured by other financial institution)

For OR/CR (Chattel) as Collateral

Original copy of Certificate of Registration of unit (CR)
Updated Original Receipt (OR)
Cancellation/Release of Mortgage (if secured/encumbered by other financial institution)

For Fixed Deposits as Collateral:

Up to 95% of total amount of fixed deposit of the member (Share Capital, Time Deposits/Special Deposit, Solidarity, Peso Grow, Holiday Savings etc.)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

Back to Back

Refers to collateralized by member’s own Fixed Deposit such as Common & Preferred Share, Special Savings Deposits

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Back to Back Loan

Characteristics

This loan refers to collateralized by member’s own Fixed Deposit such as
Common & Preferred Share
Special Savings Deposits/Time Deposits
Solidarity
Holiday Savings Solidarity
Peso grow, etc.
Loanable up to 95% of Total amount of member’s Fixed deposits

Documentary Requirements:

Valid ID.
Share Capital Certificate.
Certificate of the fixed deposit to be used as collateral.

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

Balance Transfer

Refers to member/borrower who are willing to transfer their outstanding balance from other coop, banks & other financing company

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Balance Transfer

Characteristics

Refers to member/borrower who are willing to transfer their outstanding balance from other coop, banks, and other financing company or in any individual to Manatal Coop.
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirments:

General Documents Needed:
TIN ID/Number
State of Account of loan from other coop, banks, and other financing company or individual
Requirments vary depending on the offered collateral

For OR/CR (Chattel) as Collateral:

Original Owner’s Copy of Transfer Certificate of Title (TCT)/Original Certificate of Title (OCT)
Tax Declaration of Land for the current year (certified true copy)
Tax Declaration of Building, if with improvement(s) for the current year (certified true copy)
Tax Clearance of Land for the current year
Tax Clearance of Building, if with improvement(s) for the current year issued
Real Estate Tax Receipt/Official Receipt of Real Property Tax Land & Building (if with improvement)/Amilyar for the current year
Lot/Subdivision Plan, approved plan if available
Cancellation/Release of Mortgage (if secured by other financial institution)

For OR/CR (Chattel) as Collateral:

Original copy of Certificate of Registration of unit (CR)
Updated Original Receipt (OR)
Cancellation/Release of Mortgage (if secured/encumbered by other financial institution)

For Fixed Deposits as Collateral:

Up to 95% of total amount of fixed deposit of the member (Share Capital, Time Deposits/Special Deposit, Solidarity, Peso Grow, Holiday Savings etc.)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

Business Loan

Refers to loan availment with a purpose of increasing business capital or purpose of setting up a new business.

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Business Loan

Characteristics

Refers to loan for the purpose of increasing business capital or purpose of setting up a new business.
Does not include businesses to Agricultural Business.
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirements:

General Documents Needed:
TIN ID/Number
Requirements vary depending on the offered collateral

For Land Title as Collateral:

Original Owner’s Copy of Transfer Certificate of Title (TCT)/Original Certificate of Title (OCT)
Tax Declaration of Land for the current year (certified true copy)
Tax Declaration of Building, if with improvement(s) for the current year (certified true copy).
Tax Clearance of Land for the current year
Tax Clearance of Building, if with improvement(s) for the current year issued
Real Estate Tax Receipt/Official Receipt of Real Property Tax Land & Building (if with improvement)/Amilyar for the current year
Lot/Subdivision Plan, approved plan if available
Cancellation/Release of Mortgage (if secured by other financial institution)

For OR/CR (Chattel) as Collateral:

Original copy of Certificate of Registration of unit (CR)
Updated Original Receipt (OR)
Cancellation/Release of Mortgage (if secured/encumbered by other financial institution)

For Fixed Deposits as Collateral:

Up to 95% of total amount of fixed deposit of the member (Share Capital, Time Deposits/Special Deposit, Solidarity, Peso Grow, Holiday Savings etc.)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

Chattel Loan

Refers to loans with a purpose of acquiring vehicles, machineries or equipment

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Chattel Loan

Characteristics

Refers to loans with a purpose of acquiring
 Vehicles
 Machineries or equipment.
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirements:

General Documents Needed:
TIN ID/Number
Requirements vary depending on the offered collateral
30% down payment or equity is required if the vehicle to be purchased will serve as collateral.

For Land Title as Collateral:

Original Owner’s Copy of Transfer Certificate of Title (TCT)/Original Certificate of Title (OCT)
Tax Declaration of Land for the current year (certified true copy)
Tax Declaration of Building, if with improvement(s) for the current year (certified true copy).
Tax Clearance of Land for the current year
Tax Clearance of Building, if with improvement(s) for the current year issued
Real Estate Tax Receipt/Official Receipt of Real Property Tax Land & Building (if with improvement)/Amilyar for the current year
Lot/Subdivision Plan, approved plan if available
Cancellation/Release of Mortgage (if secured by other financial institution)

For OR/CR (Chattel) as Collateral:

Original copy of Certificate of Registration of unit (CR)
Updated Original Receipt (OR)
Cancellation/Release of Mortgage (if secured/encumbered by other financial institution)

For Fixed Deposits as Collateral:

Up to 95% of total amount of fixed deposit of the member (Share Capital, Time Deposits/Special Deposit, Solidarity, Peso Grow, Holiday Savings etc.)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

Check Rediscounting

This type of loan refers to member’s encashment of checks such as Customer’s Check

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Check Rediscounting Loan

Characteristics

Refers to member’s encashment of checks such as Customer’s Check, Government issued checks, and others.
The computation of interest is on a daily basis including clearing period.
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirments:

General Documents Needed:
TIN ID/Number
Customer’s checks, Government issued checks, and others (maximum of 90 days)
Requirements vary depending on the offered collateral

For Land Title as Collateral:

Original Owner’s Copy of Transfer Certificate of Title (TCT)/Original Certificate of Title (OCT)
Tax Declaration of Land for the current year (certified true copy)
Tax Declaration of Building, if with improvement(s) for the current year (certified true copy).
Tax Clearance of Land for the current year
Tax Clearance of Building, if with improvement(s) for the current year issued
Real Estate Tax Receipt/Official Receipt of Real Property Tax Land & Building (if with improvement)/Amilyar for the current year
Lot/Subdivision Plan, approved plan if available
Cancellation/Release of Mortgage (if secured by other financial institution)

For OR/CR (Chattel) as Collateral

Original copy of Certificate of Registration of unit (CR)
Update Original Receipt (OR)
Cancellation/Release of Mortage (if secured/encumbered by other finanacial institution)

For Fixed Deposits as Collateral:

Up to 95% of total smount of fixed deposit of the member (Share Capital, Time Deposits/Special Deposit, Solidarity, Peso Grow, Holiday Savings etc.)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

Flexi Loan

This refers for flexible credit line & shall use for business purposes.

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Flexi Loan

Characteristics

Refers to loan with flexible credit line to be used for business purposes.
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirements:

General Documents Needed:
TIN ID/Number
Requirments vary depending on the offered collateral

For Land Title as Collateral:

Original Owner’s Copy of Transfer Certificate of Title (TCT)/Original Certificate of Title (OCT)
Tax Declaration of Land for the current year (certified true copy)
Tax Declaration of Building, if with improvement(s) for the current year (certified true copy).
Tax Clearance of Land for the current year
Tax Clearance of Building, if with improvement(s) for the current year issued
Real Estate Tax Receipt/Official Receipt of Real Property Tax Land & Building (if with improvement)/Amilyar for the current year
Lot/Subdivision Plan, approved plan if available
Cancellation/Release of Mortgage (if secured by other financial institution)

For OR/CR (Chattel) as Collateral:

Original copy of Certificate of Registration of unit (CR)
Updated Original Receipt (OR)
Cancellation/Release of Mortgage (if secured/encumbered by other financial institution)

For Fixed Deposits as Collateral:

Up to 95% of total amount of fixed deposit of the member (Share Capital, Time Deposits/Special Deposit, Solidarity, Peso Grow, Holiday Savings etc.)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

Housing Loan

Refers to loans with a purpose of house renovation, improvement or construction of a new house/building, apartments.

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Housing Loan

Characteristics

Refers to loans with a purpose of
House renovation
Improvement or construction of a new house/building, apartments.
Establishment of fences, concreting of pavements and other house improvements
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirements:

General Documents Needed:
TIN ID/Number
Requirements vary depending on the offered collateral

For Land Title asd Collateral:

Original Owner’s Copy of Transfer Certificate of Title (TCT)/Original Certificate of Title (OCT)
Tax Declaration of Land for the current year (certified true copy)
Tax Declaration of Building, if with improvement(s) for the current year (certified true copy).
Tax Clearance of Land for the current year
Tax Clearance of Building, if with improvement(s) for the current year issued
Real Estate Tax Receipt/Official Receipt of Real Property Tax Land & Building (if with improvement)/Amilyar for the current year
Lot/Subdivision Plan, approved plan if available
Cancellation/Release of Mortgage (if secured by other financial institution)

For OR/CR (Chattel) as Collateral:

Original copy of Certificate of Registration of unit (CR)
Updated Original Receipt (OR)
Cancellation/Release of Mortgage (if secured/encumbered by other financial institution)

For Fixed Deposits as Collateral

Up to 95% of total amount of fixed deposit of the member (Share Capital, Time Deposits/Special Deposit, Solidarity, Peso Grow, Holiday Savings etc.)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

Land Acquisition

Refers to loans with a purpose of aquiring real properties. This loan requires at least 30% equity or additional collateral

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Land Acquisition

Characteristics

Refers to loans with the purpose of acquiring real properties.
Requires at least 30% equity or additional collateral to support the loan.
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirements:

General Documents Needed:
TIN ID/Number
Requirements vary depending on the offered collateral

For Land Title as Collateral:

Original Owner’s Copy of Transfer Certificate of Title (TCT)/Original Certificate of Title (OCT)
Tax Declaration of Land for the current year (certified true copy)
Tax Declaration of Building, if with improvement(s) for the current year (certified true copy).
Tax Clearance of Land for the current year
Tax Clearance of Building, if with improvement(s) for the current year issued
Real Estate Tax Receipt/Official Receipt of Real Property Tax Land & Building (if with improvement)/Amilyar for the current year
Lot/Subdivision Plan, approved plan if available
Cancellation/Release of Mortgage (if secured by other financial institution)

For OR/CR (Chattel) as Collateral:

Original copy of Certificate of Registration of unit (CR)
Updated Original Receipt (OR)
Cancellation/Release of Mortgage (if secured/encumbered by other financial institution)

For Fixed Deposits as Collateral:

Up to 95% of total amount of fixed deposit of the member (Share Capital, Time Deposits/Special Deposit, Solidarity, Peso Grow, Holiday Savings etc.)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

My Koop Auto

Refers to purchase a brand-new vehicle. The borrower shall provide at least 20% Down Payment based on unit price of the vehicle to be purchase.

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My Koop Auto Loan

Characteristics

Loan to purchase a brand-new vehicle.
The borrower shall provide at least 20% Down Payment based on unit price of the vehicle to be purchased.
In some cases, the cooperative may require additional securities.
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirements:

General Documents Needed:
TIN ID/Number
Post-dated checks

For OR/CR (Chattel) as Collateral:

Original copy of Certificate of Registration of unit (CR)
Updated Original Receipt (OR)
Cancellation/Release of Mortgage (if secured/encumbered by other financial institution)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

My Koop Motor

This loan Intended for buying two-or three-wheels Motor Vehicles.

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My Koop Motor Loan

Characteristics

This loan is intended for buying two- or three-wheels Motor Vehicles.
The borrower shall provide at least 20% Down Payment based on unit price of the vehicle to be purchased.
In some cases, the cooperative may require additional securities.
Generally administered by our Micro-finance division.
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirements:

General Documents Needed:
TIN ID/Number
Requirements vary depending on the offered collateral

For Land Title as Collateral:

Original Owner’s Copy of Transfer Certificate of Title (TCT)/Original Certificate of Title (OCT)
Tax Declaration of Land for the current year (certified true copy)
Tax Declaration of Building, if with improvement(s) for the current year (certified true copy).
Tax Clearance of Land for the current year
Tax Clearance of Building, if with improvement(s) for the current year issued
Real Estate Tax Receipt/Official Receipt of Real Property Tax Land & Building (if with improvement)/Amilyar for the current year
Lot/Subdivision Plan, approved plan if available
Cancellation/Release of Mortgage (if secured by other financial institution)

For OR/CR (Chattel) as Collateral:

Original copy of Certificate of Registration of unit (CR)
Updated Original Receipt (OR)
Cancellation/Release of Mortgage (if secured/encumbered by other financial institution)

For Fixed Deposits as Collateral:

Up to 95% of total amount of fixed deposit of the member (Share Capital, Time Deposits/Special Deposit, Solidarity, Peso Grow, Holiday Savings etc.)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

OFW Assistance

This refers to loan intended for applying for a job overseas & other related expenses

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OFW Assistance

Characteristics

Refers to loan intended for applying for a job overseas & other related expenses such as the following:
Medical expenses
Processing of documents
Placement fee
Show money
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirements:

General Documents Needed:
TIN ID/Number
Requirements vary depending on the offered collateral

For Land Title asd Collateral:

Original Owner’s Copy of Transfer Certificate of Title (TCT)/Original Certificate of Title (OCT)
Tax Declaration of Land for the current year (certified true copy)
Tax Declaration of Building, if with improvement(s) for the current year (certified true copy).
Tax Clearance of Land for the current year
Tax Clearance of Building, if with improvement(s) for the current year issued
Real Estate Tax Receipt/Official Receipt of Real Property Tax Land & Building (if with improvement)/Amilyar for the current year
Lot/Subdivision Plan, approved plan if available
Cancellation/Release of Mortgage (if secured by other financial institution)

For OR/CR (Chattel) as Collateral:

Original copy of Certificate of Registration of unit (CR)
Updated Original Receipt (OR)
Cancellation/Release of Mortgage (if secured/encumbered by other financial institution)

For Fixed Deposits as Collateral

Up to 95% of total amount of fixed deposit of the member (Share Capital, Time Deposits/Special Deposit, Solidarity, Peso Grow, Holiday Savings etc.)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

Providential

This refers to loan with a purpose of payment of tuition fees or loans related to Education.

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Providential Loan

Characteristics

Refers to loan with the purpose of payment of
Tuition fees or loans related to Education
Loans due to Calamity, Hospitalization and Emergency needs
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirements:

General Documents Needed:
TIN ID/Number
Requirements vary depending on the offered collateral

For Land Title as Collateral:

Original Owner’s Copy of Transfer Certificate of Title (TCT)/Original Certificate of Title (OCT)
Tax Declaration of Land for the current year (certified true copy)
Tax Declaration of Building, if with improvement(s) for the current year (certified true copy).
Tax Clearance of Land for the current year
Tax Clearance of Building, if with improvement(s) for the current year issued
Real Estate Tax Receipt/Official Receipt of Real Property Tax Land & Building (if with improvement)/Amilyar for the current year
Lot/Subdivision Plan, approved plan if available
Cancellation/Release of Mortgage (if secured by other financial institution)

For OR/CR (Chattel) as Collateral:

Original copy of Certificate of Registration of unit (CR)
Updated Original Receipt (OR)
Cancellation/Release of Mortgage (if secured/encumbered by other financial institution)

For Fixed Deposits as Collateral:

Up to 95% of total amount of fixed deposit of the member (Share Capital, Time Deposits/Special Deposit, Solidarity, Peso Grow, Holiday Savings etc.)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

SME Business

This loan intended for small, medium enterprise business like candle making, bag making etc.

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SME Business Loan

Characteristics

This loan is intended for small, medium enterprise business like
Candle making
Bag making
Soap making
Candy making
Computer shop
Water refilling station
Handicrafts & the like
Loanable amount is based on the 5 Cs of Credit (CHARACTER, CAPACITY, COLLATERAL, CONDITION & CAPITAL).

Documentary Requirements:

General Documents Needed:
TIN ID/Number
Requirements vary depending on the offered collateral

For Land Title as Collateral:

Original Owner’s Copy of Transfer Certificate of Title (TCT)/Original Certificate of Title (OCT)
Tax Declaration of Land for the current year (certified true copy)
Tax Declaration of Building, if with improvement(s) for the current year (certified true copy).
Tax Clearance of Land for the current year
Tax Clearance of Building, if with improvement(s) for the current year issued
Real Estate Tax Receipt/Official Receipt of Real Property Tax Land & Building (if with improvement)/Amilyar for the current year
Lot/Subdivision Plan, approved plan if available
Cancellation/Release of Mortgage (if secured by other financial institution)

For OR/CR (Chattel) as Collateral:

Original copy of Certificate of Registration of unit (CR)
Updated Original Receipt (OR)
Cancellation/Release of Mortgage (if secured/encumbered by other financial institution)

For Fixed Deposits as Collateral:

Up to 95% of total amount of fixed deposit of the member (Share Capital, Time Deposits/Special Deposit, Solidarity, Peso Grow, Holiday Savings etc.)

For Inquiries, please call or text our Loan Division at 0917-803-6800 or 0943-700-7868

Other Services

Empowerment Center

An ideal event place conventional for general assembly, conventions, concerts and shows

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Empowerment center

Events Area:

Seating Capacity – 4,000

Main Auditoruim:

Seating Capacity – 200

Secondary Room:

Seating capacity – 50

Hostel:

Family Rooms – 4

MEC Brochure

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Feeds & Agri Supply

Manatal Feeds & Agri Supply gives an excellent service to our fellow members by providing best quality products

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Feeds and Agri Supply

Manatal Feeds & Agri Supply gives an excellent service to our fellow members by providing best quality products to hog raisers, poultry owner, duck raisers and to our cats and dogs.
We still support the needs of our fellow farmer members especially the farm inputs that they need like fertilizers or the chemicals in rearing their farms.

We do offer:

Hog Feeds

 A customized feeds (MMPC) for breeding, farrowing, nursery and grow out.
Cash or Cash on Delivery.
Terms: 1 month or up to harvest with minimal interest rate.
A free consultation with our Nutritionist.

Poultry Feeds 

 A customized feeds (MMPC) for broiler and layer feeds.
 Integra Products, Sunjin Products are also available.
Cash or Cash on Delivery
Terms: 1 month or up to harvest with minimal interest rate.
A free consultation with our Nutritionist.

Duck Layer Feeds 

We offer Orijin Dlp (Sunjin Philippines) and Pureblend Premium Dlp (San Miguel Foods Corporation). Other brands are welcome, depends on members want.
A free consultation with our Nutritionist or medical concern to our supplier’s Nutritionist or Veterinary Doctor.
Cash or Cash on Delivery.
Terms: 1 month or up to harvest with minimal interest rate.

Cat & Dog Feeds & accessories

For puppy and adult.

Fighting Cock Feeds

Different variety of fighting cock feeds.
Loan able within one month term.

Veterinary Products

Such as water soluble, feed premixes, injectables are also available.

Agricultural Products 

Different kind of agricultural products such as fertilizers, foliar, herbicide, pesticide, fungicide, molluscicide, insecticide and other agri products.

Rice

Different variety of rice available.
Loan able within one month term.

Other Services:

Itek Paitlog Program 

This program is intended for helping Duck Raisers to buy Dumalagang Itek and feeds at a lower interest rate.

Palay Production 

This program is a prearranged for our farmer who needs financial assistance for payments to land preparation, seed planting and farm inputs they need.

Vegetable Production

This is for our farmer who wants to seek financial assistance for their vegetable farm.

Agrarian Reform Infrastructure Support Project Phase III (ARISP III)

This project aims to provide and/or improve infrastructure facilities for agrarian Reform Beneficiaries in Agrarian Reform Communities.

Solar Dryer

Has a capacity of 80 cavans of palay per set to dry.
Usage of Solar Dryer is by schedule.

Post Harvest Facility

Wherein those farmers who wish to stock their palay production can use it and can wait for the higher demand of their products for an even better profit.

Agri Supply

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Feeds and Agri Supply

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Hardware Supply

We continue to serve for our valued customer with our benefits like no interest within one month, etc.

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Hardware Supply

Manatal Coop Hardware Supply, Net Sales for the year 2022 is P61,030,196.60 much lower than our target of P64,000,000.00 for this year. Though we didn’t get the target for this year we’re still thankful to our dear members patronized our products.

 We continue to serve for our valued customer with our benefits like:
No interest within one month
Patronage refund
Free seminar/webinar
Member Customer Day where in top customers will get a chance to win special gifts, raffles and give-a ways
Give a-ways for every purchase in Manatal Hardware Supply every Laborer’s day

All of our good products and services will continue for our members

Hardware Supply

(Product Catalog)

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Health & Insurance

One of the goals of the Manatal Cooperative is to ensure that members are protected

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Health and Insurance

One of the goals of the Manatal Cooperative is to ensure that members are protected from any unexpected incident such as accident and death.
Manatal CAC, in partnership with Climbs Life and General Insurance Cooperative we can provide some different insurance products.

Health and Insurance

(Product Catalog)

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Microfinance

Microfinance is designed to help members stay Manatal coop by lending start up

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Microfinance

Microfinance is designed to help members stay Manatal Coop by lending start up or additional entrepreneurial investment. This is for individual investment needs or additional business investment. Initially you ca borrow 5,000 to 100,000 and it is paid daily over three (3) to six (6) months. Right now Microfinance has three loan product motor loan, investment loan and rent and own motor loan and it is paid by monthly as reasonable amount so far there are 156 subscriber member.

Microfinance Cash Loan 

Cash loan is designed to help Manatal Coop members by lending start up or addional entrepreneurial investment. Initially you can borrow 5,000 to 100,000 and it is paid daily over three(3) to six(6) months.

Microfinance Motor Loan

Motorcycle nowadays is increasingly becoming a necessity – affordable, low maintenance and fuel efficient. That is why motorcycle sales are left and right. My Coop Motor Loan offers the lowest monthly amorization in the motorcycle financing. Equity of 20% is required & OR/CR shall be used as collateral.
Own your dream bike and fuel efficient

Microfinance Coop Rent and Transportation loan

This refers to loan intended of our members need to be able to set up tricycle to supplement their livelihood. Affordable, low maintenance and fuel efficient. My Coop Motor Loan offers the lowest monthly amortization in the motorcycle financing. Equity of 20% is required & OR/CR shall be used as collateral.

Coop Invest -Meant Loan

An investment of property loan is money you may borrow to buy or build aproperty that has the potential to produce income for you by leasing the space out to a tenant or by reselling it after you increase it’s value. Go to Manatal Coop will help you.

General Documents Needed:

TIN ID/Number
Proof of income
Records of transactions
Barangay Clearance
PDC’s issued for collections etc.
Proof of Business
Business Permit
Driver license

Microfinance

(Product Catalog)

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Motor Trade

For those who are interested to buy a high quality truck and heavy equipment from Japan

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Motor Trade

For those who are interested to buy a high quality truck and heavy equipment from Japan you can visit us in our office or you can call:
0932-420-1427 and 0965-221-2772 (Joida Sta. Ana or Sarah Jane Julian)
0923-935-6187 (Kino Rivera)
It can be purchased on a cash basis or through financing for 1 year up to 3 years. We are very grateful for your support to our cooperative and Moter Trade Center.

Motor Trade

(Product Catalog)

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Property for Sale

List of Property for Sale Contained Herein are Subject to Changed Without Prior Notice

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Property For Sale

Please do not hesitate to contact the Office of Manatal Coop to verify property availability
For more details, please contact (044) 896-7207 local 103 / 0956 492 2914.
**List of Property for Sale Contained Herein are Subject to Changed Without Prior Notice**

List of Property for Sale

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Property Rentals

List of Property for Rent Contained Herein are Subjects to Changed Without Prior Notice

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Property Rentals

Please do not hesitate to contact the Office of Manatal Coop to verify property availability.
For more details, please contact (044) 896-7207 local 103 / 0956 492 2914.
**List of Property for Rent Contained Herein are Subject to Changed Without Prior Notice**

List of Property for Rent

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Development Programs

Magsasakang Asensado Program (MAP)

This program is intended to empower, inspire, motivate and uplift farmer-members

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Magsasakang Asensado Program (MAP)

This Program is intended to empower, ispire, motivate and uplift farmer-members

The program includes the following:

Education and Training

New Farm Technique vs. Traditional
Integrated Farming
Organic farming
Concoction Making
Potting Mix
Seedling Preparation
Agri-Business Opportunities
Vertical Farming
Aquaponics
Plant Propagation

Inspirationan and Motivation

Farm Tours to Successful Farmers
Exposure Activities 

Increase Productivity

Farm Prescription
Farm Telemedicine
Soil Analysis Using PH Meter

Crop Financing

Agri Loan
Agri-Business Loan
Food Production Loan

Crop Insurance

Weather Protect

Market Networking and Linkaging

Awards and Recognition

Farmer’s Day Graduation
Farmer Kits
MAP Comprehensive Farming Manual

Progress/Impact Monitoring

MAP Activities

Magsasakang Asensado
MAP Activities (Batch 1)
MAP Activities (Batch 2)

MAP E-Book

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Koop-ka-Alalay-Ka-Asenso Program

This program is intended to empower, inspire and motivate members involved in micro, small and medium enterprises

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Koop-ka-Alalay-Ka-Asenso Program

This program is intended to empower, inspire and motivate members involved in micro, small and medium enterprises

The program includes the following:

Education and Training
Coaching and Mentoring
Product Development
Marketing and Promotion
Network and Linkaging
Awards and Recognition 
Evaluation and monitoring

The program runs in four phases:

Phase 1

Upon enrollment/acceptance of interested and commited members, program will start for 1 month of education, training, coaching and mentoring

Phase 2

Enrollees will be assisted in product development, marketing, promotions, network and linkaging. Phase 2 will run for another 1 month

Phase 3

On phase 3, enrollees will received their graduation certificates and will be awarded with start-up kits

Phase 4

Progress and impact of the program will be evaluated and constantly monitored for 3 motns.

Koop Kaalalay Kaasenso Program

(Dressmaking)

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Koop Kaalalay Kaasenso Program

(Meatprocessing)

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Itik Pa-Itlog Program

This program is intended in helping members engage in Duck Raising

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Itik Pa-Itlog Program

This program is intended in helping members engage in Duck raising

Qualified members will be supported in putting up new building, buy Dumalagang itek and with supply feeds, payable during the duck productive periods

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